Live gold price per gram & per tola in INR. Nisab in rupees. Zakat on salary, Zakat al-Fitr amount, printable Zakat chart — one complete guide for Indian Muslims.
For Indian Muslims, the first and most important step in any zakat calculation is knowing the nisab — the minimum wealth threshold — in Indian Rupees. The nisab is fixed by Islamic law in terms of gold and silver weight, but its rupee value changes every day as gold and silver prices move on international markets.
In 2026, with gold trading at approximately ₹8,540 per gram and silver at ₹85.40 per gram, the nisab values in India are as follows. Use the Live Nisab Tracker to get today’s exact figure in INR.
| Nisab Standard | Weight | INR Value (2026) | Used For |
|---|---|---|---|
| 🥇 Gold Nisab | 87.48 grams / 7.5 tola | ~₹7,47,000 | Gold holdings specifically |
| 🥈 Silver Nisab | 612.36 grams / 52.5 tola | ~₹52,290 | Cash, salary savings, mixed assets |
| Your Zakatable Wealth (INR) | Above Silver Nisab? | Zakat Due (2.5%) |
|---|---|---|
| ₹50,000 | ❌ Below nisab | ₹0 — Not due |
| ₹1,00,000 (1 Lakh) | ✅ Above nisab | ₹2,500 |
| ₹5,00,000 (5 Lakh) | ✅ Above nisab | ₹12,500 |
| ₹10,00,000 (10 Lakh) | ✅ Above nisab | ₹25,000 |
| ₹25,00,000 (25 Lakh) | ✅ Above nisab | ₹62,500 |
| ₹50,00,000 (50 Lakh) | ✅ Above nisab | ₹1,25,000 |
| ₹1,00,00,000 (1 Crore) | ✅ Above nisab | ₹2,50,000 |
*Based on silver nisab of ₹52,290. Zakat = 2.5% of total zakatable wealth if held for one full lunar year (Hawl).
In India, gold is traditionally measured in tolas — one tola equals 11.664 grams. When computing Zakat on gold, Indian Muslims often think in tolas rather than grams. ZakatSuite’s Gold Zakat Calculator supports both units, with live INR prices updated every 60 seconds.
| Gold Karat | Purity | Value per Tola (INR) | Nisab (Tolas) | Zakat per Tola (2.5%) |
|---|---|---|---|---|
| 24K (Pure) | 99.9% | ₹99,610 | 7.5 tola | ₹2,490 |
| 22K | 91.6% | ₹91,242 | 8.18 tola | ₹2,281 |
| 21K | 87.5% | ₹87,159 | 8.57 tola | ₹2,179 |
| 18K | 75.0% | ₹74,708 | 10.0 tola | ₹1,868 |
| 14K | 58.3% | ₹58,072 | 12.86 tola | ₹1,452 |
| Gold Karat | Price/gram (INR) | Nisab Weight | Zakat per gram |
|---|---|---|---|
| 24K | ₹8,540 | 87.48g | ₹213.50 |
| 22K | ₹7,823 | 95.50g | ₹195.58 |
| 21K | ₹7,473 | 99.97g | ₹186.83 |
| 18K | ₹6,405 | 116.64g | ₹160.13 |
| 14K | ₹4,979 | 150.05g | ₹124.48 |
ZakatSuite’s calculator does all this automatically. Enter your gold weight in tolas or grams, select karat, and the live INR price fills in. Nisab is checked instantly and your Zakat amount in rupees is displayed. A PDF report with full breakdown can be downloaded for free.
One of the most commonly asked questions among Indian Muslims — especially salaried professionals — is whether Zakat is due on their monthly salary and how to calculate it correctly. The answer requires understanding a key distinction: Zakat is not a tax on income. It is an obligation on accumulated savings that have been held above the nisab for one full lunar year.
Your monthly salary is not zakatable the day it arrives in your account. What is zakatable is the portion of your total savings that remains at the end of your Hawl year — i.e., money you earned, did not spend, and have held for 354 days or more above the nisab threshold.
Choose one date each year — 1st Ramadan is most common among Indian Muslims. On that date, calculate your total savings, deduct liabilities, check nisab and pay 2.5%.
Savings account balance, fixed deposits, cash at home, PF contributions (accessible portion), and any investments in stocks or mutual funds — all included in your Zakat computation.
EMIs due this month, credit card balance, rent due, any immediate debts — these can be deducted before calculating Zakat. Your home loan principal is not fully deductible — only this year’s installment.
If your net savings exceed the silver nisab (~₹52,290 in 2026), pay 2.5% of the total. Use ZakatSuite’s calculator in INR for an exact figure.
| Monthly Salary | Annual Savings (Est. 30%) | Existing Savings | Total Zakatable | Zakat Due (2.5%) |
|---|---|---|---|---|
| ₹30,000/mo | ₹1,08,000 | ₹50,000 | ₹1,58,000 | ₹3,950 |
| ₹50,000/mo | ₹1,80,000 | ₹1,00,000 | ₹2,80,000 | ₹7,000 |
| ₹1,00,000/mo | ₹3,60,000 | ₹5,00,000 | ₹8,60,000 | ₹21,500 |
| ₹2,00,000/mo | ₹7,20,000 | ₹10,00,000 | ₹17,20,000 | ₹43,000 |
| ₹5,00,000/mo | ₹18,00,000 | ₹30,00,000 | ₹48,00,000 | ₹1,20,000 |
*Estimated savings at 30% of salary. Actual zakat depends on your real savings, gold, liabilities and Hawl date. Use the Advanced Zakat Calculator for your exact amount.
EPF (Employee Provident Fund) contributions and gratuity are areas where scholars differ. The majority contemporary view is that the portion you can actually withdraw and access is zakatable. The locked-in, employer-contributed portion that you cannot access yet is generally not zakatable until it becomes accessible. Consult a qualified scholar for your specific PF situation — and use ZakatSuite’s Pension Fund tool as a starting point.
Zakat al-Fitr — also called Sadaqah al-Fitr or Fitrana — is a separate and distinct obligation from the annual Zakat on wealth. It is due on every Muslim at the end of Ramadan, before the Eid al-Fitr prayer. It is obligatory on every free Muslim who possesses food beyond their immediate needs — and it must be paid on behalf of every member of the household, including children and dependents.
The head of household pays Zakat al-Fitr for every dependent — spouse, children (including newborns), elderly parents living under the same roof. One amount per person.
Zakat al-Fitr must be paid before the Eid al-Fitr prayer begins. It can be paid anytime during Ramadan — paying it 2-3 days early is recommended so recipients can use it for Eid preparations.
Originally paid in staple food (wheat, rice, dates, barley). Contemporary scholars widely permit cash equivalent based on the price of the staple food in your area. Most Indian Islamic organizations accept cash.
A person who does not possess food beyond their immediate needs on Eid day is exempt from paying Zakat al-Fitr — and also qualifies to receive it. The threshold is much lower than annual Zakat nisab.
| Standard | Per Person | Family of 4 | Family of 6 |
|---|---|---|---|
| Wheat | ₹150 | ₹600 | ₹900 |
| Rice | ₹420 | ₹1,680 | ₹2,520 |
| Dates | ₹750 | ₹3,000 | ₹4,500 |
| Cash (Rice equiv.) | ₹420 | ₹1,680 | ₹2,520 |
*2026 estimates. Actual prices vary by city and market. Pay based on the local price of the staple food in your area.
Below is a complete Zakat reference chart for India 2026, covering all major asset types with their nisab thresholds, Zakat rates, and example amounts in INR. Click the Print button to save or print this as a PDF for your records or to share with your mosque, Islamic centre, or family.
Based on live prices: Gold ₹8,540/gram · Silver ₹85.40/gram · Exchange Rate ₹84/USD · Updated March 2026
| Asset Type | Nisab Threshold (INR) | Zakat Rate | How to Calculate | Example Zakat |
|---|---|---|---|---|
| 💵 Cash & Bank Savings | ₹52,290 (silver) | 2.5% | Total balance × 2.5% | ₹1L savings → ₹2,500 |
| 🥇 Gold (24K) | 87.48g / 7.5 tola (~₹7,47,000) | 2.5% | Weight × ₹8,540 × 2.5% | 10 tola → ₹24,903 |
| 🥇 Gold (22K) | 95.5g / 8.18 tola | 2.5% | Weight × ₹7,823 × 2.5% | 10 tola → ₹22,810 |
| 🥈 Silver | 612.36g / 52.5 tola (~₹52,290) | 2.5% | Weight × ₹85.40 × 2.5% | 1kg silver → ₹2,135 |
| 📈 Stocks / Mutual Funds | ₹52,290 (silver) | 2.5% | Current market value × 2.5% | ₹5L portfolio → ₹12,500 |
| ₿ Cryptocurrency | ₹52,290 (silver) | 2.5% | Live price × quantity × 2.5% | ₹2L BTC → ₹5,000 |
| 🏪 Business Inventory | ₹52,290 (silver) | 2.5% | Stock market value × 2.5% | ₹10L stock → ₹25,000 |
| 💼 Salary Savings | ₹52,290 (silver) | 2.5% | Savings on Hawl date × 2.5% | ₹3L savings → ₹7,500 |
| 🏠 Rental Income (saved) | ₹52,290 (silver) | 2.5% | Unspent rental income × 2.5% | ₹4L rent saved → ₹10,000 |
| 🌙 Zakat al-Fitr (per person) | No nisab required | Fixed | ₹350–₹500 per person (rice std.) | Family of 4 → ₹1,680 |
Live gold price per tola & gram in INR · Nisab auto-check · Salary Zakat · Zakat al-Fitr · PDF report · Always free