Whether this is your first time or your annual review, the record keeping tool helps you turn your calculation into a clear, dated record you can download, share or keep for audit. It covers zakat records, statements and audit trails, flags what does not count, and gives you a dated result you can revisit next year.
Working through record keeping is important: small mistakes move the payable figure noticeably. For the figures shown, wealth totals USD 6,570, debts are USD 460, net is USD 6,110, you pay USD 153. Keep in mind, duty begins once you pass nisab after twelve lunar months - dealt with in Reports & Compliance not settled by guesswork. That is why this tool shows every figure openly concerning your Zakat records before you pay anything. Those entitled merit precisely what is truly theirs not an educated guess.
The Record Keeping Planner is a free online tool in the Reports & Compliance category. The tool turns Record Keeping figures into a dated, readable statement: what you own, what is deducted, the threshold test and the amount due, ready to save, print or share.
Everything runs in your browser: no account, no charge, no server copy. The PDF helps when several family members pay from similar holdings — each Record Keeping result (USD 153 on the sample numbers) stays documented.
The page is written for anyone who owns Record Keeping who wants worked figures, not guesswork rather than an estimate. Typical users hold around USD 6,570 on the sample scale, pay as families, or check a figure someone else produced.
Two Nisab figures govern the Record Keeping calculation before any rate is applied. The gold figure is a gold weight of 87.48 grams, some USD 6,685 at the reference price — USD 76.42 per gram on this page. In silver, the Nisab is 612.36g of silver, about USD 600 at USD 0.98 per gram. The example's net figure — USD 6,110 net — over the silver line, under gold: exactly where the threshold choice decides the Record Keeping duty. Treat both as indicative: the calculator above re-prices both in your currency at the moment you calculate.
With Record Keeping, total what you own that is zakatable, take off the debts due now (and, on one view, the year's instalments), then compare the net figure with the two thresholds. The example threaded through this page values Record Keeping at USD 6,570, deducts USD 460 and lands on USD 153 of Zakat. Once the Nisab is reached after a full lunar year, the rate is 2.5% of the net total, not only on the excess. Halve the sample and the due halves with it: USD 3,055 net would owe roughly USD 76 — the rate never changes, only the base. Personal effects — your home and car among them — do not count.
The Record Keeping Planner needs no account or special knowledge. Start from your records, not from memory, and move through the steps in order. The worked example below shows the same steps on a net USD 6,110.
Example: Record Keeping at USD 6,570, less USD 460 of debts due now, leaving net zakatable wealth of USD 6,110, above the silver Nisab, so after a lunar year the 2.5% due is USD 153. The report totals the same figures the calculator uses, and the lines below match the exported statement. In threshold terms, that net 6,110 is 80.0 grams in gold terms or 6,235 grams of silver — 1018% of the 612.36g silver line, and the 2.5% is applied to that whole net figure.
Four pitfalls catch even careful payers when people reach Record Keeping. Running through them now is cheaper than re-paying later.
Jurists have long considered calculations of this kind carefully, and their conclusions agree in outline. This tool's statement is laid out to carry exactly those items. A report also protects the recipients' right, which is the point scholars return to: Zakat is not complete when a number is computed but when the amount reaches those entitled to it. Recording the payment itself — date, amount, channel — closes the loop the calculation opened. The example threaded through this page values Record Keeping at USD 6,570, deducts USD 460 and lands on USD 153 of Zakat.
It calculates record keeping, centred on debts deducted the net compared, ahead of any deduction. The sample running here: wealth of USD 6,570, USD 460 in debts, netting USD 6,110, USD 153 due. All figures shown stay shown before any payment. You can change any input and watch how totals move immediately.
Yes, completely. All 209 ZakatSuite tools is provided completely free and no account is required. Numbers typed about record keeping sit in your browser as often as you need. Find it inside the Reports & Compliance grouping, near neighbouring tools for your next question. Nothing is charged, ever.
Yes - the document lists inputs, prices and method for record keeping in a single document. Its example result, USD 153 derives entirely from assets totalling USD 6,570 less USD 460 owed. Store the PDF near evidence of actual payment and your record stays complete. You can share it instantly.
Every one of 195 countries all priced in local money, for example Jordan paying amounts in JOD. Each country choice resets the nisab pair at local prices keeping tests locally meaningful. When assets behind record keeping lives in two places, choose your payment country, changing foreign sums at the rate on the day.
For a straightforward record keeping situation, the standard approach will serve you well: wealth above nisab, your hawl completed, the 2.5% rate. Seek a trusted scholar's view whenever you face trustee must be able to : calculators cannot see those facts. They can also verify whether gold or silver nisab fits your school of thought.
Estimates follow widely used Shariah principles. For complex cases, confirm with a qualified scholar.