Zakat is only due if your net wealth passes nisab and a full lunar year (hawl) has passed on it. This checker walks through wealth, debts and hawl to tell you whether you are liable this year.
Understanding zakat eligibility is important: small mistakes move the payable figure noticeably. With the sample figures, assets are USD 10,607, liabilities: USD 742, net is USD 9,865, due at 2.5%: USD 247. Bear in mind, obligation needs once net wealth exceeds nisab after twelve lunar months - measured inside Nisab & Threshold Tools not guessed in isolation. So the calculator here presents numbers for checking covering your nisab threshold ahead of your payment. Recipients have a right to their exact, lawful share rather than your estimate.
The Zakat Eligibility Checker is part of the Nisab & Threshold Tools collection, built for Zakat Eligibility. Both Nisab figures are priced — 87.48 grams of gold and 612.36 grams of silver — in your chosen currency and tells you clearly whether your wealth has reached either one.
The calculation happens on your own device: free, private and unrecorded. Rerun it as often as you like — the example here turns USD 9,865 net into USD 247 — and download a PDF report.
It is built for anyone whose wealth includes Zakat Eligibility who needs the question settled with figures before they pay. A typical holding is USD 10,607 on the sample scale, act for a relative, or verify a figure from a previous year.
Two Nisab figures anchor the test for Zakat Eligibility before any rate is applied. The gold Nisab is 87.48 grams of gold, about USD 6,685 at the indicative reference price — USD 76.42 per gram on this page. The silver Nisab is a weight of 612.36 grams, roughly USD 600 at USD 0.98 per gram. Take the worked example: a net figure of USD 9,865 — falls between the two thresholds: exactly where the threshold choice decides the Zakat Eligibility duty. Prices move, so both are indicative: the live calculator revalues both in your currency on the day you run it.
A Nisab tool answers the threshold question precisely: has this wealth reached the level at which Zakat becomes obligatory? The example threaded through this page values Zakat Eligibility at USD 10,607, deducts USD 742 and lands on USD 247 of Zakat. Wealth below both thresholds carries no Zakat; wealth reaching the silver Nisab but not the gold is still zakatable under the view most scholars recommend for cash and mixed assets. The same arithmetic in reverse: a due of USD 247 implies net zakatable wealth of about USD 9,880, because the rate is one-fortieth. The test applies to your net position — assets minus debts due — on the day your hawl completes.
Using the Zakat Eligibility Checker needs no account or special knowledge. Note down the balances, weights or counts first, then work through the steps in order. Each step names the figure it needs.
Example: a net position of USD 10,607. The tool prices gold and silver live and reports which threshold the figure crosses. That figure clears the silver Nisab (about USD 600) with room, so after a hawl 2.5% — USD 265 — falls due. In threshold terms, the 9,865 balance works out to about 129.1 grams of gold or 10,066 grams of silver — 1644% of the silver Nisab's value, so the Zakat shown follows directly.
A handful of slips come up again and again on pages like this one. Avoiding them is most of the difference between a guess and a sound figure.
Jurists have long considered tools of this kind with care, and the settled guidance is this. The checkers on this page apply the majority test and show you both dates' figures where relevant. Every school accepts both thresholds — gold and silver — because both come from the practice of the Prophet ﷺ and the early community. The recommendation to use the silver Nisab for cash and mixed wealth, followed by many contemporary councils, rests on caution (ihtiyat) and benefit to the poor: it obligates more wealth-holders and feeds more people. The example threaded through this page values Zakat Eligibility at USD 10,607, deducts USD 742 and lands on USD 247 of Zakat.
It calculates zakat eligibility, centred on wealth is compared with each, before debts come off. Its worked example: USD 10,607 in assets, liabilities of USD 742, USD 9,865 net, due: USD 247 exactly. Each amount entered remains traceable back to source. Feel free to adjust any input and watch your answer adjust itself.
Indeed, yes. Every ZakatSuite tool here charges no fee ever minus any paywall surprises. Data entered regarding zakat eligibility stay inside your browser and rerun them anytime. It forms part of the Nisab & Threshold Tools set, with related calculators you may need next. No checkout exists here.
Yes, it sets down the currency conversion applied from your zakat eligibility ready for filing away. The sample outcome, USD 247 is built from your USD 10,607 in assets minus debts USD 742. Save it alongside evidence of actual payment so everything stays auditable. Sharing options sit alongside it.
You get 195 countries everywhere in local money, such as France using money called EUR. Your country selection reprices the two nisab values in that currency keeping tests locally meaningful. Where holdings for zakat eligibility is split across countries, pick the paying currency, changing the foreign part at your zakat date rate.
For most ordinary zakat eligibility scenario, the standard method will serve you well: nisab clearly exceeded, twelve lunar months passed, rate: 2.5%. Take advice from scholars if you are dealing with near a threshold or a : calculators cannot see those facts. Scholars can additionally check which threshold standard is followed by your madhab.
Estimates follow widely used Shariah principles. For complex cases, confirm with a qualified scholar.