Zakat Calculator UAE 2026
Gold, Nisab & AED — Complete
Live gold price in AED per gram & tola. Nisab 2026 in UAE Dirhams. Zakat on salary, Zakat al-Fitr UAE amount, expat rules, gold karat tables — one complete guide for Muslims in the UAE.
The nisab is the minimum wealth threshold that makes Zakat obligatory. It is set in Islamic law as a fixed weight of gold or silver — 87.48 grams of gold or 612.36 grams of silver — but its value in UAE Dirhams changes daily as gold and silver prices move on international markets. With the AED pegged at a fixed rate of 3.67 to the US Dollar, UAE gold prices track international markets very closely.
Quick Zakat Reference — Common AED Amounts
| Zakatable Wealth (AED) | Above Silver Nisab? | Zakat Due (2.5%) |
|---|---|---|
| AED 2,000 | ❌ Below nisab | AED 0 — Not due |
| AED 5,000 | ✅ Above nisab | AED 125 |
| AED 10,000 | ✅ Above nisab | AED 250 |
| AED 50,000 | ✅ Above nisab | AED 1,250 |
| AED 1,00,000 | ✅ Above nisab | AED 2,500 |
| AED 5,00,000 | ✅ Above nisab | AED 12,500 |
| AED 10,00,000 | ✅ Above nisab | AED 25,000 |
| AED 50,00,000 | ✅ Above nisab | AED 1,25,000 |
*Based on silver nisab ~AED 2,314. Zakat = 2.5% of total net zakatable wealth if held for one full lunar year. Verify today’s exact nisab on the Live Nisab Tracker.
The UAE is one of the world’s most active gold trading hubs. Dubai’s Gold Souk is internationally renowned, and millions of residents — nationals and expats alike — hold significant gold in jewellery, coins, and investment bars. Computing Zakat on that gold correctly requires knowing the live UAE gold price in AED and applying the right karat adjustment.
ZakatSuite’s Gold Zakat Calculator pulls live UAE gold prices in AED every 60 seconds — the same prices that update at Dubai’s gold market. Select AED, enter your gold weight in grams or tolas by karat, and your Zakat is calculated instantly.
Zakat on Gold per Gram — All Karats (AED)
| Karat | Purity | AED Price/gram | Nisab Weight | Zakat per gram (AED) |
|---|---|---|---|---|
| 24K | 99.9% | د.إ378.1 | 87.48g | د.إ9.45 |
| 22K | 91.6% | د.إ346.3 | 95.5g | د.إ8.66 |
| 21K | 87.5% | د.إ330.8 | 99.97g | د.إ8.27 |
| 18K | 75.0% | د.إ283.6 | 116.64g | د.إ7.09 |
| 14K | 58.3% | د.إ220.4 | 150.05g | د.إ5.51 |
Zakat on Gold per Tola — All Karats (AED)
| Karat | AED Price/tola | Nisab (tolas) | Zakat per tola (AED) | Zakat on 10 tola (AED) |
|---|---|---|---|---|
| 24K | د.إ4,409 | 7.5 tola | د.إ110.2 | د.إ1,102 |
| 22K | د.إ4,039 | 8.18 tola | د.إ101.0 | د.إ1,010 |
| 21K | د.إ3,858 | 8.57 tola | د.إ96.5 | د.إ964 |
| 18K | د.إ3,307 | 10.0 tola | د.إ82.7 | د.إ827 |
| 14K | د.إ2,570 | 12.86 tola | د.إ64.3 | د.إ642 |
Zakat on Gold — Quick UAE Examples
| Gold Weight & Karat | Pure Gold Equiv. | Nisab Met? | Zakat Due (AED) |
|---|---|---|---|
| 50g · 22K | 45.8g | ✗ Below nisab | AED 0 |
| 100g · 22K | 91.6g | ✓ Above | ~AED 866 |
| 100g · 24K | 100.0g | ✓ Above | ~AED 945 |
| 150g · 18K | 112.5g | ✓ Above | ~AED 1,426 |
| 10 tola · 22K | 106.9g | ✓ Above | ~AED 1,010 |
| 200g · 21K | 175.0g | ✓ Above | ~AED 1,654 |
*Live gold price: AED 378.1/gram (24K). Use ZakatSuite’s calculator for your exact live amount.
Madhab Ruling on Gold Jewelry — UAE Context
The majority of UAE Muslims follow the Hanbali or Shafi’i schools, both of which generally exempt regularly-worn gold jewelry from Zakat. However, gold stored away, kept as savings, or not worn regularly is zakatable under all madhabs. Many UAE scholars and the Emirates Fatwa Council recommend a precautionary Zakat payment on all gold jewelry.
ZakatSuite’s calculator includes a madhab selector — choose your school and the jewelry ruling is automatically applied. For full rulings, see the Zakat on Gold in Islam complete guide.
Calculating Zakat in the UAE takes five steps. ZakatSuite automates all of them — but understanding the method ensures your Zakat is correct according to Islamic principles and not just a number from a calculator.
Open ZakatSuite & Select AED
Go to ZakatSuite’s Advanced Zakat Calculator. Click “AED” in the Quick Switch bar at the top of the page. All gold prices, silver prices, nisab thresholds, and results instantly convert to UAE Dirhams with live rates.
Enter Your Gold & Silver (Weight in Grams or Tola)
Enter your gold weight by karat — 24K, 22K, 21K, 18K. The live Dubai gold price in AED fills in automatically. Add silver weight if applicable. The calculator computes pure gold and silver equivalents to check against the nisab of 87.48g gold or 612.36g silver.
Enter Cash, Bank Balance & Investments in AED
Add your UAE bank savings account balance in AED, cash at home, stocks and mutual funds (current market value), business inventory (cost value), money owed to you that you expect to receive. Deduct: credit card balance due this month, rent due, any immediate debts.
Nisab Auto-Checked in AED
The calculator compares your total net zakatable wealth to today’s nisab in AED — approximately AED 2,314 using the silver standard. If you are above nisab and have been for one full lunar year, Zakat is due. If below, no Zakat is required on that wealth.
Get Your Zakat Amount in AED + Download PDF
Your final Zakat due is displayed in AED — 2.5% of your net zakatable wealth. Download a branded PDF report with your full breakdown, nisab comparison, and Zakat amount in AED. Suitable for personal records or mosque submission.
Assets Included vs Excluded in UAE Zakat Calculation
| Asset | Include in Zakat? | Notes |
|---|---|---|
| UAE bank savings (AED) | ✓ Include | Full balance on Hawl date |
| Gold jewelry (Hanafi) | ✓ Include | All gold regardless of use |
| Gold jewelry (Hanbali/Shafi’i) | ✗ Exempt | Worn regularly — check madhab |
| Gold bars / coins | ✓ Include | Unanimous — investment gold |
| Dubai stocks / UAE equities | ✓ Include | Current market value |
| Business inventory | ✓ Include | Trade value of goods |
| Crypto (BTC, ETH, etc.) | ✓ Include | Current market value in AED |
| Primary home (own use) | ✗ Exempt | Not zakatable |
| Personal car | ✗ Exempt | Personal use — exempt |
| Rental property income (saved) | ✓ Include | Accumulated unspent rental income |
| UAE DEWS / gratuity (accessible) | ✓ Include | Accessible portion zakatable |
| DIFC or mainland business account | ✓ Include | Business cash above working capital need |
The UAE has a large and diverse Muslim expat community — from South Asia, the Arab world, Southeast Asia, and beyond. A common question among expat workers is whether the Zakat obligation applies to them while living and earning in the UAE. The answer is clear: Zakat is an obligation on every Muslim wherever they live. Country of residence has no bearing on this obligation.
Expats Must Pay Zakat
A Muslim from Pakistan, India, Egypt, or any country working in Dubai or Abu Dhabi must pay Zakat on qualifying wealth — whether those savings are in UAE banks or abroad in their home country. Zakat has no geographic boundary.
Include All Bank Accounts
Include balances in UAE banks AND savings in your home country. A Pakistani expat in Dubai must include both their UAE account and their Pakistan bank balance when calculating Zakat — converted to a common currency on the calculation date.
Set a Fixed Annual Date
Choose one date per year — 1st Ramadan is most common — and calculate on that date. Your total savings, gold, investments on that day are your zakatable wealth. Salary received throughout the year counts as part of accumulated savings on that date.
End-of-Service / DEWS
UAE end-of-service gratuity or DEWS (DIFC Employee Workplace Savings) — the accessible, vested portion you can withdraw is zakatable. The unvested portion not yet accessible to you is generally not zakatable until it becomes accessible.
Zakat on Salary — Practical UAE Examples
| Monthly Salary (AED) | Est. Annual Savings (30%) | Existing Savings (AED) | Total Zakatable | Zakat Due (2.5%) |
|---|---|---|---|---|
| AED 5,000/mo | AED 18,000 | AED 10,000 | AED 28,000 | AED 700 |
| AED 10,000/mo | AED 36,000 | AED 30,000 | AED 66,000 | AED 1,650 |
| AED 20,000/mo | AED 72,000 | AED 1,00,000 | AED 1,72,000 | AED 4,300 |
| AED 50,000/mo | AED 1,80,000 | AED 5,00,000 | AED 6,80,000 | AED 17,000 |
| AED 1,00,000/mo | AED 3,60,000 | AED 20,00,000 | AED 23,60,000 | AED 59,000 |
*Estimated savings at 30% of salary. Your actual Zakat depends on real savings, gold, liabilities and Hawl date. Use ZakatSuite’s free calculator in AED for your exact figure.
Zakat al-Fitr (Sadaqah al-Fitr / Fitrana) is the obligatory charity due at the end of Ramadan, before the Eid al-Fitr prayer. It is separate from annual Zakat on wealth and is due on every Muslim — men, women, children, and even newborns — with the head of household paying on behalf of all dependents.
Zakat al-Fitr for UAE Families — AED Total
| Standard | Per Person (AED) | Family of 3 | Family of 5 | Family of 7 |
|---|---|---|---|---|
| Wheat | AED 20 | AED 60 | AED 100 | AED 140 |
| Rice | AED 30 | AED 90 | AED 150 | AED 210 |
| Dates | AED 70 | AED 210 | AED 350 | AED 490 |
| Official UAE | ~AED 25 | ~AED 75 | ~AED 125 | ~AED 175 |
The UAE has a formal legal and regulatory framework for Zakat, making it one of the few countries in the world with institutionalised government oversight of Zakat collection and distribution. Understanding this framework helps both UAE nationals and expats comply correctly.
UAE Zakat Fund
Established by Federal Law No. 4 of 2003, the UAE Zakat Fund (now under GAZT) manages Zakat collection and distribution. UAE national individuals and companies can pay Zakat through the official fund.
Corporate Zakat
UAE national-owned and majority Emirati-owned businesses are subject to Zakat on their trade assets under UAE law. The applicable rate and calculation method follows Islamic commercial Zakat principles.
Expat Individual Zakat
Expat Muslims are not legally compelled to pay through the UAE Zakat Fund — but are individually religiously obligated. They may pay through any reputable Zakat-collecting organisation.
Emirates Fatwa Council
The Emirates Fatwa Council issues official fatwas and guidance on Zakat rulings specific to the UAE — including Zakat al-Fitr amounts, nisab updates, and rulings on modern financial instruments.
7 Emirates — Zakat Context
More ZakatSuite Tools — All Supporting AED
Frequently Asked Questions — Zakat UAE 2026
Calculate Your Zakat in UAE Dirhams — Free
Live gold price in AED · Nisab auto-check · All karats · Salary & expat rules · Zakat al-Fitr · PDF report · Always free