Shariah-compliant fintech solutions. The category holds 23 free tools — each working in your browser with live conversion, Nisab comparison and PDF reports. No account is needed.
Islamic fintech puts classical contracts and modern rails together: wallets and ledgers, halal screening, sukuk and profit-sharing investments, waqf crowdfunding, mosque finance dashboards and point-of-sale Zakat. This category calculates the Zakat and purification consequences of using those platforms. The guiding principle is old even when the app is new — wealth you own and can access is zakatable like cash, returns on capital follow the capital, and flagged non-compliant income is purified by giving it away, which is charity but not Zakat itself.
Platform balances create two characteristic mistakes, and these tools are built to prevent both. The first is invisibility: money inside an app feels different from money in a bank, so it is left out of the annual total. The second is double vision: pending settlements, locked stakes and projected profits get counted before they are truly owned. Each tool here separates owned, accessible wealth from everything else, then applies the familiar Nisab and 2.5% steps.
Start from the situation, not the amount. In Islamic Fintech Tools, that usually means opening the tool whose name matches your case word for word — for the commonest case, the Zakat Fintech API. Start with the tool whose name matches your situation most exactly — the specialist tools ask fewer, better questions than the general ones. If two tools both seem to fit, run the more specific one; its result already follows the method a scholar would apply to that asset.
Because nothing here needs an account, the practical way to choose inside Islamic Fintech Tools is empirical — run the Zakat Fintech API, run its nearest neighbour, and keep the breakdown whose questions matched your records. What you should not do is average two different methods together: pick the approach that matches your school or your scholar's guidance, note it in the report, and use the same method next year unless your circumstances change. Consistency across years is itself a form of accuracy.
Underneath Islamic Fintech Tools sit the two familiar weights: gold at 87.48 grams (roughly USD 6,685) and silver at 612.36 grams (roughly USD 600), priced here at reference rates. For tools like the Zakat Fintech API, whose whole answer can turn on the threshold, the live tools fetch current metal prices and convert the thresholds into your currency rather than trusting a table. A payer working in GTQ sees the same test as GTQ 4,651 (silver) against GTQ 51,810 (gold) at reference prices — the numbers change at the border, the test does not.
Begin with the closest match to your situation — for most visitors that is the Zakat Fintech API, which handles the most common case in this category. Specialist tools ask narrower questions and apply the method for that specific asset or duty, so a precise match beats a general tool. If your wealth spans several tools, work through each relevant one — the Halal Stock Screener is the usual second stop — and add the results together in the advanced calculator.
All 23 Islamic Fintech Tools tools are free, with no account and no sign-up; the calculation runs locally in your browser from the first field onwards. Each result can be saved as a PDF report for your records. The platform applies widely used Shariah principles openly; a case that is unusual for this category — the kind the ESG Sukuk Zakat only partly covers — still belongs in front of a qualified scholar.
Yes. The Nisab behind every Islamic Fintech Tools calculation is priced live: 87.48 grams of gold and 612.36 grams of silver converted into your selected currency at current metal prices and exchange rates, with offline fallback data if a feed is unavailable. Near the line, freshness is accuracy: the Halal Stock Screener reprices both thresholds when you run it, so the verdict reflects the day your hawl completes rather than the day you first bookmarked the page.
Yes — Guatemala works with every tool here, as do all 195 countries on the platform. Pick Guatemala and the currency becomes GTQ with a localised Nisab comparison — same method throughout. The dedicated page for your country is the Zakat calculator for Guatemala, and Ramadan dates and timetables for many countries are collected on the Ramadan hub and in the Ramadan 2027 guides.