This page is the complete Zakat guide for Ghana, for Zakat calculated and paid in GHS. Below you will find today's indicative Nisab values in Ghanaian cedi, the way Zakat is commonly paid in Ghana, a worked example, and the dates and timetable links you need for Ramadan 2027. The calculators linked here run in your browser, free, with the Nisab converted into GHS at live metal prices rather than printed from a table that went stale last month.
The two thresholds a payer in Ghana is judged against, at this guide's reference prices, are GHS 102,952 — the value of 87.48 grams of gold at GHS 1,177 per gram — and GHS 9,242, the value of 612.36 grams of silver at GHS 15 per gram, with the conversion running at 15.4 GHS per US dollar. Both are snapshots, not fixtures — on your actual due date the live tool will quote the thresholds afresh in Ghanaian cedi. So the line that matters most in Ghana is the silver one, GHS 9,242: cross it with net wealth held for a hawl, and 2.5% of everything above zero — not just of the excess — is due.
In Ghana today, payers settle their Zakat through a small number of well-worn channels: community collection points and food banks during Ramadan, bank transfer to registered Zakat charities and local Zakat committees that collect and distribute within the community. Whichever route you choose, the wealth must reach recipients within the eight categories of Quran 9:60, and become theirs in law and fact (tamlik). A common pattern in Ghana: settle the calculation at home first — often on a fixed Ramadan date — and then distribute through two or three trusted channels rather than one. Ask distributors how the money is separated, file the confirmation with your PDF report, noting the Hijri date of payment beside the Gregorian one. A Zakat-specific fund, where a platform offers one, keeps the money out of general spending — the distinction is recorded in GHS on your statement.
The Ramadan of 1448 AH should begin on Monday 8 February 2027 in Ghana, always subject to moon sighting and the announcement followed locally. Ramadan's last ten nights start at Maghrib on 27 February 2027, with Laylat al-Qadr sought on the odd nights — 27 February, then 1, 3, 5 and 7 March — and the 27th night falling on the evening of Friday 5 March 2027. The last fast is expected on 8 or 9 March 2027, and Eid al-Fitr on 9–10 March 2027. In Accra the first fast runs from 05:06 (Fajr) to 18:12 (Maghrib), with the whole month tabulated in the Ramadan 2027 timetable for Ghana — Accra.
Imagine savings in Ghana of GHS 36,043 in cash and savings — about 3.9 times the silver Nisab — with no debts due. It clears the Nisab and completes a hawl, so 2.5% is due: GHS 901. If the same saver also held gold, business stock or foreign currency, those values would be added in GHS first and the 2.5% applied to the combined net total.
The short answer for Ghana: the gold Nisab is GHS 102,952 (87.48 grams of gold) and silver's is GHS 9,242 for 612.36 grams of silver. The working behind them: a gold gram at GHS 1,177 and GHS 15 for silver in Ghana at the 15.4 GHS reference rate. Both metals trade daily, so let the live calculator quote the threshold of your actual due date; most scholars recommend the silver Nisab for cash and savings.
For Ghana, the money of the calculation is GHS, the Ghanaian cedi. Balances in other currencies are converted into GHS using the rate on your Zakat date then judged with everything else . The currency changes only the clothing of the numbers: 2.5% of net zakatable wealth above the Nisab, after one full lunar year.
Start with the gross in GHS — cash, savings, gold and silver at today's prices, stock bought for resale, investments and money owed to you. Take off the debts due now, then compare the net figure with the Nisab — start with the silver figure, GHS 9,242. Once the threshold and the hawl are both met, pays one-fortieth of the net total : on savings of GHS 36,043, the example on this page, the payment is GHS 901.
No fixed figure exists for Ghana: it is the local cash value of one sa' of staple food (about 2–3 kg of wheat, rice, flour or dates) per person. Councils in Ghana announce the GHS rate each Ramadan, because it tracks the price of staple food in GHS, not any international figure. Every household member counts, children included, and must reach the poor before the Eid prayer. Enter the announced GHS rate in the Fitrana calculator and it totals the household's duty.
On ZakatSuite, Ghana sits in the Africa region and its community languages are recorded as English. Its two-letter code is GH — the short page lives at zakatsuite.com/gh, while this long guide stays at the country address. The full set of 209 tools runs for Ghana in GHS, with PDF reports for the record.